Home Mortgage Center

Choosing Your Loan Type

Making an informed decision about the mortgage product you choose will save you both time and money. Many people make the mistake of rushing into the process without structuring a plan, and they end up losing money and paying a higher interest rate. You can rest assured that during the mortgage process, we will act as your advocate to make sure you are getting the best interest rate and loan for your particular financial needs.

Our mortgage partners offer a complete selection of loan products including:

Conforming loans
VA loans
FHA loans
Veterans Land Board loans

They offer many other innovative mortgage solutions as well, such as down payment assistance programs, interest only products, stated income loans, 100% financing options, and many more!

Choosing Your Lender

All lenders are not created equal. One of the most important things to keep in mind when choosing a lender is that there are many factors other than interest rate that affect the loan you receive. The wrong loan can cost you thousands of dollars. A good lender acts as a mortgage planner and tries to find the best loan for your particular financial needs. Shopping for a lender based on interest rate alone and choosing the one that offers the lowest verbal rate alone may not necessarily save you the most amount of money in the long run.

Order Your Free Homebuyer’s Guide

Our homebuyers guide will give you the key questions to ask your mortgage lender as you shop for your home loan. The guide will help you each step of the way. It explains the different type of loan programs, how to get the best interest rate with minimum out of pocket costs, when to lock your loan, techniques to fix your credit, different ways to accumulate a down payment, and any documents the lender might request, so you will be well prepared to purchase your home. Order your Homebuyer’s Guide now!

Home Buyer Assistance Center

Mortgage Rates